It is so easy to get swept up in the Christmas spirit. Twinkling lights, carols and a desperate scramble for that last-minute gift all combine to make the Christmas spirit infectious. After all, it's hard not to give in to the urge to splurge.
Suddenly, credit cards are swiped with reckless abandon. Presents, parties and pavlova all seem to magically appear out of nowhere, leaving in their wake a trail of receipts and a lingering sense of dread.
We hear you. It's meant to be a time of joy and feasting. Hey, we're not here to Scrooge your Christmas cheer. A little bit of festive frivolity is good for the soul.
NAKED Accounting is not about curtailing your fun, but we do want to help you understand your numbers. We'll be your guide through the post-festive financial hangover with both a clear head and a healthy bank balance.
So, how does one survive the festive season without being broke before the “beach season” even starts?
• Set a Budget (and stick to it!) – Yes, yes, we know: "Budget" is just such a boring word. But hear us out. Think of it as a festive spending adventure! Set a limit and track what you've spent. It's the exciting game of "How much can I spend before I hit my limit?" (Spoiler alert: the winner is actually the one with the most cash leftover).
• Experience Gifts: Instead of giving another "thing," consider gifting an experience. Think about concert tickets, wine tours, or even a hot air balloon ride. Those memories will last longer than any material possession.
• Get Creative (and Cheap!) – Homemade gifts are classics for a reason: they're personal, thoughtful and won't break the bank. You also get to unleash your inner Maggie Beer (or, at the very least; try).
• Talk to Us - Talking about money can be awkward. But we're not your average accountants. We're here to help guide you through the financial minefield that is the festive season. We can help you set a budget, understand where your cash is flowing and make sure you don't dig yourself a financial hole.
We are not saying you can't enjoy the festive season. We're just saying you should do it responsibly. That is, the idea is to make sure the joy of the Season lasts long after the decorations are packed away.
So whether you are an established business owner or just starting out, let Naked Accounting help you make this Christmas one to remember, for all the right reasons.
Book your free consultation now and let's make sure your finances look as pretty as your Christmas tree this year.